Marriage is one of the most effective anti-poverty programs around. But far too often, government assistance programs for people with low incomes discourage marriage, because tying the knot reduces government welfare assistance payments.
For example, let’s say a couple is living together, unmarried, with their two children. Each partner has a low-wage job and a poverty-level income. The single mother and her two children get payments through the Temporary Assistance for Needy Families program run by the federal government and their state.
But if the mother marries the father, their combined income is just a bit too high to qualify for government assistance – so they lose their monthly payment. To avoid that, the two don’t get married.
Abruptly ending assistance to couples when they marry is a shortsighted policy that acts as a powerful disincentive to marry. That’s bad for the couples, their children and our country. For example:
Research shows that children raised by both their parents in the home benefit greatly. They do better in school, are less likely to use illegal drugs, have fewer teen pregnancies and are less likely to get in trouble with the law.
According to the Brookings Institution, the U.S. would have 25 percent less poverty today if we had the marriage rates we had in 1970 (79 percent of U.S. adults were married then, versus only 52 percent today). Cutting the poverty rate by a quarter would of course benefit individuals who escape poverty, and also benefit government and taxpayers by cutting the amount that needs to be spent on assistance to poor people.
And according to the Heritage Foundation, when parents are married the probability of a child living in poverty drops by an amazing amount – 82 percent.
On top of this, a 2008 report by the Institute for American Values estimated that taxpayers spent $112 billion a year for divorce and unwed childbearing. Adjusting that for inflation and the continued rise of both those family situations would make the cost substantially higher today.
A new Minnesota law enacted last year with bipartisan support and going into effect in August attempts to remove the marriage disincentive and could serve as a national model. …
Click here to read more.